You will need:
Paint Shop Pro
Tube of choice.  I'm using the fantastic art of Pat Curlucci.  He is a licensed artist, you can purchase a license direct from his site HERE
Dingbat - Devil Inside
Supplies - Thanks to MzKel for use of the mask
Font of choice.  I'm using Hurried Note HERE
 
Put your mask in your mask folder, and your dingbat and font where you load your fonts from.  Lets begin.
 
Open a new canvas, flood filled with white 500 x 500.  New layer, flood fill with a pale shade from your tube.  I'm using a light blue.  Layers/Load Save Mask/Load Mask from Disk, load the mask provided by MzKel - invert transparency.  Merge group.  Then load the second mask to the same layer - invert transparency again, and merge group again.  This is our background.
 
Select your text tool, Devil Inside dingbat, size 500, create as a vector layer, line width = 6.  Set your foreground  colour to black, and your background to a dark shade from your tube.  I'm using dark blue.  Set your foreground now to a gradient gold colour, and your background to foreground-background gradient, with these settings:
 
 
Type out the letter 'd' to get your bat shape.  Click OK, then you may want to drag the nobes in to fit is in your canvas.  Position it towards the top like this:
 
 
Give it a drop shadow of H & V - 0, opacity - 75, and blur - 10.

Add your tube.  Resize it if necessary, and add the same drop shadow, but change the horizontal to 6.
 
Now we can add our text.  Using a script font, or mine, and set to 48, no bold, background black, foreground null, type out 'What makes a Superhero?'  Convert to raster and move up towards the bat shape.  Next in the same font type your answer, or mine:
 
. strength to do good
. power to fight crime
. courage to in the face of danger
. And a really cool costume!
 
Set it to left alignment, so all the dots at the beginning of the lines match up.  Move it below your question, slightly indented, stretch down a touch, and then merge down to your question, and add the drop shadow as before, but set the horizontal to 3.
 
Add your copyright, and your name in a font of your choice below your tube layer.
 
Save as jpeg, and you are done.
 

Please feel free to link to this tutorial, and/or print it out for your own personal use, but DO NOT copy it in ANY way to put on-line, pass out, or re-write without my permission.  Any resemblance to any other tutorial like this is purely coincidental.   Thank you.  This tutorial was written on the 8th July 2007 by Faerie Queen.