You will need:

Paint Shop Pro
Tube of your choice.  I'm using one from PinUpGirl Clothing - here
My pattern - here
Heart Preset - here - Kindly supplied by MzKel

Lets get started.  Open the pattern supplied, and put your preset shape in your preset folder.

Open a new canvas, flood filled white, 500 x 500.  Copy and paste your tube as a new layer.  Resize if desired.

New layer, and move below  your tube layer.  Select your heart preset shape, with line width 5, set your background as the pattern supplied, and your foreground as red.  Draw a large heart slightly bigger than your tube.  Convert to raster, then draw another little heart to the bottom right of your large heart.

With your little heart layer highlighted, go to adjust/hue and saturation/colorize, and set both both settings to 0.

Add a drop shadow of your choice to all three layers.

Add your copyright, and the text of your choice.  I'm using Love.  Unfortunately this is not a free font, so has not been supplied.  There are many valentines related fonts out there that you can use.

Add a drop shadow to your text.  I also added a white shadow over my dark shadow as it wasn't showing up to well against my grey heart.

Now you may save this as a jpeg, or you may go on to add some animation.  Above is the none animated tag, and below is the tag with animation.  You choose.

To animate you will need a bling from here.  I'm going to be using a heart shaped one (40).

Open up your choice of bling in Animation Shop, and delete the first dark frame.  Go back into PSP, hide your tube and text, copy merged, and paste into Animation Shop as a new animation.

Duplicate your frames until you have the same number of frames as your bling.  Mine was 21.  Select all.  On your bling, I chose to resize mine by 90%.  Select all, copy, and paste into selected frames on your tag.  You may have to undo a couple of times until you are happy with the position.  I positioned mine on the big heart.

Back in PSP, hide all your remaining frames, and unhide the tube and text.  Copy merged, and paste as a new animation in Animation Shop.  Duplicate frames until you have the same number as your previous animation.  Then select all, copy, and paste into selected frames on your tag. 

Save as gif.

You are done.  I hope you enjoyed this tutorial.

Please feel free to link to this tutorial, and/or print it out for your own personal use, but DO NOT copy it in ANY way to put on-line, pass out, or re-write without my permission.  Any resemblance to any other tutorial like this is purely coincidental.   Thank you.  This tutorial was written on the 23rd August 2006 by Faerie Queen.